To: Jeremy Corbyn, Labour leader
CITIZEN STATE PENSION SAME MONEY REGARDLESS OF NATIONAL INSURANCE HISTORY
Labour Pensioner Policy:
Pay the same state pension money of 60 per cent of national average wage
to all UK citizen men and women pensioners already retired
to new pensioners from age 60 regardless of National Insurance history.
Why is this important?
GIVES ALL PENSIONERS ALL AGES INCREASED STATE PENSION - age 60 to 100 plus.
£18,000 a year state pension for all pensioners, being 60 per cent of the average wage which is about £30,000 a year (2016). Paid from 60 for men and women, as well as to all current pensioners.
Same money regardless of National Insurance history and SERPs opt out.
This is better than the maximum figure of around £13,000 plus of a full SERPs pension (2015) of full basic state pension and additional top up pension that only 20 per cent get, mostly to men, and lost forever now to new workers just starting out.
The wife suddenly becomes fully independent and not asking for support from the husband. He'll like that.
He'd like even more if he's in his late 50s now and gets the pay out at that level, not paying any more National Insurance deductions from his wage, once he claims his state pension at 60, and still in work.
The high street tills will ring and ring and ring. No vacant shops. The coffee shops will brim over.
The tea shop with the menu on ration cards will have all their coupons stamped in abundance.
Sweet stalls in the market will groan under the weight of stock, needed to keep pace with the demand. Ye Olde style sweet shoppe will abound in those great glass jars of old favourites. Sherbet Dips. Liquorice. Lemon Drops. Sugar Mice.
And over 1 million young peoples' job on the high street would be ensured, saved from younger folk all online shopping now.
IRONS OUT ALL THE REDUCTIONS TO STATE PENSION FROM NATIONAL INSURANCE RECORD GAPS AND THE SERPs OPT OUT
Not everyone's National Insurance history is properly logged by the government, leaving years not listed.
Women get full pension instead of the reduced money from past fiasco of Married Woman's NI Stamp.
This petition offers the same increased money regardless of National Insurance record, same for men and women, without any variation. The SERPs opt out was the worst idea for those not in top paying jobs, as you would have gained far more from being contracted into SERPs from the additional top up pension.
ENDS PENSIONER POVERTY IN UK - ALL AGES OF PENSIONERS OLD AND NEW
Pensioners live below breadline food and fuel poverty when only on state pension money or only with just a tiny works pension (the norm if low waged throughout life).
Source: 1in 6 live in pensioner poverty - Age UK - http://www.ageuk.org.uk/money-matters/income-and-tax/living-on-a-low-income-in-later-life/
This contributes to around 40,000 excess winter deaths of elderly each year, within which are around 7000 aged in their 60s.
The official measure of poverty is someone who has a disposable income 40 per cent lower than the national average. The state pension and lots of works pension are closer to 3 per cent of average wage.
Source - http://www.mirror.co.uk/news/uk-news/damning-report-finds-third-brits-7980219
LOWEST STATE PENSION OF ALL WEALTHY COUNTRIES
UK state pension lowest of all rich nations on earth and with flat rate since Wednesday April 6, is now even more unequal.
SOURCE: The Organisation for Economic Co-operation and Development (OECD) made up of 34 nations http://home.bt.com/lifestyle/money/investing-pensions/uk-state-pension-one-of-the-worlds-lowest-says-oecd-11364025523350
GUARANTEE PENSION CREDIT IS WITHERING AWAY
National Pensioners Convention confirm that you get the guarantee pension credit maximum top up to a minimum income level, even without a National Insurance record, but pension credit has not got the triple lock guarantee rise each year up to 2.5 per cent as with the state pension. Last year there was no annual rise to pension credit. This year Savings Credit top up to the guarantee pension credit was abolished for new pensioners by the flat rate.
Those only on pension credit and / or those only on a reduced state pension (mostly women by working life without access to National Insurance) and pension credit, are helped by this petition to get dignity in old age with a liveable state pension for all.
Which also helps those hit by works pensions that get reduced when a firm goes bust, as shown in 2016 by Tata Steel and Bhs. And who lost entire private pensions, like with Equitable Life.
When a firm goes bust and takes it works pension fund with it, the government's pension protection fund saves your works pension, but never gives an annual rise again to you in old age. So lessening your works pension over the years.
Facebook campaign page welcome to join and share: - Pensioner Justice https://www.facebook.com/groups/512562602284757/
How it will be delivered