To: FINANCIAL INSTITUTIONS AND GOVERNMENTS

GIVE CREDIT WHERE CREDIT IS DUE

Change the way that the credit scoring system works. It is unfair and undemocratic in a civil society.

Why is this important?

Every man deserves a second chance to live happy and to prosper, it is the role of government to provide the conditions that allow man to do just that.

Many cases where ccj's etc have occurred is simply because, of failing governments failing to recognize that they themselves are the root cause to much of the bad debt and as a consequence of their bad decision making from all sectors, society as a whole indeed suffers.

Access to credit to create wealth must be made for everyone. Not everyone is bad and many suffer as a consequence. Humankind is entitled to a better standard of living. When the government demands a significant proportion of a mans wage, there is very little left for the man to prosper. We need change and we need it now.

If the government removes its stealth taxes, then perhaps man can flourish and his family prosper, this will not happen and cannot happen when every door that is knocked on is closed for you unless you have a bank balance of a million pounds.

The distribution of wealth is not fairly being played as the wealth is consumed by banks that are unwilling to give credit where credit is due and if the government really want to be in touch with the common man, then it must aid the common man or forever be hated by the common man.