UKAR is a company set by the government to get the maximum value from from two banks taken over during the financial crisis. More then 300,000 borrowers have ended up as customers of this company and many of them are in dire financial situation. Few though are as bad off as Rita and Richard Kauffman who are in their late 60's. If they don't repay their 376,000 mortgage UKAR will repossess their home. UKAR is a business without a heart. It has no public share holders and no reputation to protect. Its sole point is to ruthlessly pursue the money it is owed. If that means turning into the street an elderly couple who are the victims of a terrible mis-selling scandal then so be it. In 2006 a financial advisor talked the Kauffmans into a rotten investment. He was part of a group of salesmen who used high pressure tactics and psychological tricks to convince people to take out high risk investments so that he could earn huge commissions. He advised the Kauffmans to take a home loan and invest the money in the high risk deals while they asked for a low risk investment. Bosses at Mortgage Express approved a home loan for the Kauffmans, bringing their total borrowing to £374,925, with hardly a question asked about how this huge sum will be repaid. Bank of Scotland - now a part of Lloyd Banking Group loaned the pensioners a further 194,931 knowing this be used to invest in a package of high risk endowment plans it would also sell them. This sewn together what is now called Frankenstein investment plan has allowed the different businesses involved to wash their hands of any blame because they were just one part of a bigger monster. So although the Financial Ombudsman found in favour of the Kauffmans, none of these businesses have been held to account. Even in 2006, before the financial crash, deals like this were despicable. No bank should ever lend money to allow someone to invest. With compensations awarded by a court following the ombudsman's decision the Kauffmans paid their debt to the Bank of Scotland. However their debt of 376,000 to the now government owned Mortgage Express remains. UKAR has the ability to keep the Kauffmans in their home and ensure they get justice. That would be the best value for the country - not leaving an elderly couple homeless and penniless. UKAR has a net worth of £7 billion!! That is how much they collected for the government. A few thousands will not make a difference to UKAR but mean the roof over the head of two pensioners. Sadly UKAR has shown it doesn't have an ounce of decency. Now it's up to Chancellor George Osborne to show that he does. He is the one man that has the power to keep the Kauffmans in their home. Please sign this petition to urge George Osborne to write- off the Kauffmans' debt and let the Kauffmans keep their home.

Evolution by natural selection is one of the most important scientific theories of all time. It explains how living organisms evolve over generations and create new species. Amazingly, not one but two British scientists had this idea roughly at the same time. They both had astounding adventures and suffered great hardship in their search for the truth and yet the contribution made by Wallace has largely been forgotten! It is time for that wrong to be righted by adding Wallace's portrait next to his friend and fellow adventurer, Charles Darwin. There is still time before the ten pound note is redesigned in 2017 and the belated addition would help educate the general public of the truth behind Evolution. London's Natural History Museum have had the vision to belatedly add a portrait of Wallace next to Darwin's statue so I hope the Bank of England will also have that same vision and courage to act. A wrong not righted becomes an injustice!

The community resources the council seems keen to knock down support a range of groups that connect our community. Without them many vulnerable people will lose support and spaces that they need, and all of us will lose affordable community led activities (including dancing, singing, sports and sewing clubs).

Edinburgh is famed for it's beauty and charm and now they want to transform Edinburgh into a city that is as ugly as others filled with these ugly buildings. If this is allowed to go on we will lose our heritage site status. Please help us to stop it NOW

Many elderly residents use buses to meet friends, family and get access to shops and services. In addition, young people and those without transport are finding it increasingly difficult to get to work. https://s.bsd.net/38degrees/main/page/-/CBY/localparty.gif

It is important because on Tuesday 11th of August 2015 our beloved 'Tinker' 'Stevie Wonder' was taken from us in a serious incident involving an old lady in a 4X4 car running over him in front of my own eyes severely injuring him and then after a few seconds killing him. I then confronted the suspect to them fleeing away in their vehicle. Then being confronted by the husband with a lot of bad mouth. Went to give a statement to the police and they said they can't do anything about the cat incident or the fact that she was well over the speed limit in a tight spaced quiet street. I find this very disgusting by the service of the Scottish police and changes should be made and made urgently !! The family was very disgusted by and heartbroken by what had happened HELP US MAKE CHANGE AND MAKE THE WORLD A BETTER PLACE !!! Thank you very much for your support !!

Far from peoples perception, after suffering and not being able to get credit and mortgages due to being made bankrupt....even after it has been "taken off your file" after 6 years, you still have to declare it to lenders if they ask you! You will be known as a discharged bankrupt to every lender that asks, for the rest of your life! The effects this has on peoples lives in modern Britain is beyond belief! One little mistake can potentially ruin the rest of your life. I call on George Osbourne to change the law on this to stop people from suffering like I have. People are going to be forced to rent for the rest of their lives and never be able to own their own home to pass on to their children because of silly mistakes they have made in their youth. Please help George Osbourne. Help stop the suffering and heartache of families. Help stop banks from charging higher interest rates to the people who are already worse off. Help get the banks lending again to hard working families. And please.....help show Britain is great by not punishing young entrepreneurs who take a chance and fail.

Passengers are being misled and left out of pocket while the biggest retailers in the country exploit a loophole to pay even less tax. Every time one of us buys a £6 bottle of sunscreen at Boots we’re asked to show our boarding pass. Now we know that we’re not getting the £1 VAT, but neither does the Treasury. In fact airport retailers are reclaiming VAT we paid and POCKETING the money. Many passengers think they’ve been misled by airport shop staff who told them presenting a boarding card was obligatory – and even required for security purposes. It’s time to end the “sunscreen scam.” As the busiest holiday weekend of the year approaches, the “sunscreen scam” could add up to millions of pounds for retailers like Boots, WH Smith and World Duty Free. But this is not the first time some of these retailers have been accused of dodging tax. In 2013 Boots was accused of using a legal loophole to avoid paying £1.1BILLION in tax. The situation is so bad that even the minister in charge is angry with the shops. David Gauke MP told the Independent: “The VAT relief at airports is intended to reduce prices for travellers, not as a windfall gain for shops.” Join the revolt against the the shameless “sunscreen scam” by signing this petition.

While I applaud Morrisons' move on milk, I think there is a better way of dealing with the pricing of all products. Only then will we see who is making how much money and for what. We can then judge whether we buy a product. This would also work for "ethically sourced" and Fair Trade products - we, the consumers, will decide not the seller.

The objectives of the petition are: 1. Save the Vale of Health and other harmless, ornamental ponds from further unwarranted work, damage and disruption. 2. Hold to account those who, knowingly or not, misled the ten councillors into wrongly believing they were receiving independent advise at the Camden hearing: namely Camden Planning and AECOM. 3. Ensure that an iron-clad version of the 1871 Hampstead Heath Act be passed through parliament so that nothing of this sort can ever happen again. It appears Atkins/AECOM/Bam Nutall have now commenced works on the Vale of Health. Realistically this means only 2 of our 3 objectives are 100% achievable. But we will continue to fight so that those responsible are held to account and this manner of financial exploitation of Hampstead Heath can never happen again. We ask all supporters to continue to promote and sign this petition, which will be read out and submitted at a press conference on the 20th of September 2015. Over 160 trees have been felled and large swathes of protected Heathland destroyed. It's a 4000,000/1 chance but we might still be able to save some of the historic ponds and surrounding natural habitat. Having been misled into believing they were receiving independent expert advice, 6 of the 10 elected councillors at a Camden Council hearing granted permission for large dams and various grass spills to be built on and around the ponds of Hampstead Heath. It turns out the council's supposedly independent advisor, AECOM, had already formed a strategic partnership with Atkins, the civil engineers building the dams and was therefore not independent. AECOM and Camden Council need to be held to account for misleading a council hearing and negligence, respectively. Moreover, the Vale of Health pond and other ornamental ponds could still be saved unnecessary damage and 'parkification' if the Secretary of State for the Environment, Liza Truss, steps in and prevents this scandalous pillage of the Heath. Please sign this petition to halt or, at least, downscale the works on Hampstead Heath. If one pond can be spared, one tree saved, it will mean some justice for Hampstead Heath.

SAVE ENGLISH HERITAGE. FERRING is a beautiful village on the Sussex Coast and this cottage is a landmark. Named Beehive Cottage for it's unique shape. The Government is forcing councils to build so many properties that we are in danger of losing history. Most of the new housing built in surrounding areas has yet to be sold. Councils are not building to meet the needs of people who need social housing and a lack of planning to increase infrastructure has put great strain on roads, transport, GP Surgeries, Hospitals, Schools etc. Read more here: http://www.bbc.co.uk/news/uk-england-sussex-33835631

The Guildhall Walk Walk-In Centre is facing a possible closure due to a decision by health bosses to move the walk-in service to St Marys Hospital. It would be a tragedy if the Guildhall Walk Walk-In Centre is closed down as St Mary's already struggles to provide a service for people with minor injuries and waiting times are often long. The Guildhall Walk Walk-In Centre is very successful and is well used 8am - 8pm, 365 days a year and is available to everyone who wants to see a doctor fairly urgently but can't get in to see their registered GP. If we lose this, we will lose a well-established service and it will be much more difficult to get to see a Doctor urgently in the future. Please sign the petition and Save this Walk-In Centre. https://you.38degrees.org.uk/p/emergencydoctors