Banks are closing branches and moving online. Older people, people without transport or in rural communities may struggle to get to a bank branch where they can make free cash withdrawals. This isn't a tax on 3rd party (non-bank) businesses, it's a tax on the disadvantaged, the elderly (both of which still prefer cash) and rural communities.

Currently the probate services industry handles in excess of £1 billion of assets every year. Yet there is no regulatory body to watch over the companies that provide probate services. In fact, anyone who is reading this could quite legitimately become a provider of probate services and handle £100,000's of assets left to others in the wills of deceased people, including cash, savings and property without being answerable to any authority. Because of this incredible lack of regulation, many companies who offer complete probate service packages can quite literally do as they please with the assets of a deceased person whilst working under the guise of the probate process, often taking literally years to complete fairly basic cases. Many companies in this industry use delaying tactics to ensure interest is earned on estate assets, without passing it on to beneficiaries. There are many reported cases of companies over-charging, lying and deceiving customers, often to cover up mis-handling of cases. Many firms have deals with high street banks which give them automatic access to the bank's deceased customers' personal details and account information and work to convince relatives or executors of the deceased that the probate process is a very difficult system to negotiate. These companies often use leaflets placed at Registry Offices which falsely appear to be provided by charities officially endorsed by Local Governments. The probate industry must be regulated by an official body who can effectively ensure that the companies which deal with the financial assets and properties left to beneficiaries pass the assets over to them speedily, accurately and without causing any undue extra stress on bereaved people. What other industry could handle such high value personal financial assets without coming under regulation in the UK? None, so it is imperative that the Probate Services Industry is brought into line to eradicate the deep-seated 'cowboy' companies, some of whom are currently the largest providers of these services in the UK.

Far from peoples perception, after suffering and not being able to get credit and mortgages due to being made bankrupt....even after it has been "taken off your file" after 6 years, you still have to declare it to lenders if they ask you! You will be known as a discharged bankrupt to every lender that asks, for the rest of your life! The effects this has on peoples lives in modern Britain is beyond belief! One little mistake can potentially ruin the rest of your life. I call on George Osbourne to change the law on this to stop people from suffering like I have. People are going to be forced to rent for the rest of their lives and never be able to own their own home to pass on to their children because of silly mistakes they have made in their youth. Please help George Osbourne. Help stop the suffering and heartache of families. Help stop banks from charging higher interest rates to the people who are already worse off. Help get the banks lending again to hard working families. And please.....help show Britain is great by not punishing young entrepreneurs who take a chance and fail.

Passengers are being misled and left out of pocket while the biggest retailers in the country exploit a loophole to pay even less tax. Every time one of us buys a £6 bottle of sunscreen at Boots we’re asked to show our boarding pass. Now we know that we’re not getting the £1 VAT, but neither does the Treasury. In fact airport retailers are reclaiming VAT we paid and POCKETING the money. Many passengers think they’ve been misled by airport shop staff who told them presenting a boarding card was obligatory – and even required for security purposes. It’s time to end the “sunscreen scam.” As the busiest holiday weekend of the year approaches, the “sunscreen scam” could add up to millions of pounds for retailers like Boots, WH Smith and World Duty Free. But this is not the first time some of these retailers have been accused of dodging tax. In 2013 Boots was accused of using a legal loophole to avoid paying £1.1BILLION in tax. The situation is so bad that even the minister in charge is angry with the shops. David Gauke MP told the Independent: “The VAT relief at airports is intended to reduce prices for travellers, not as a windfall gain for shops.” Join the revolt against the the shameless “sunscreen scam” by signing this petition.

While I applaud Morrisons' move on milk, I think there is a better way of dealing with the pricing of all products. Only then will we see who is making how much money and for what. We can then judge whether we buy a product. This would also work for "ethically sourced" and Fair Trade products - we, the consumers, will decide not the seller.

Small businesses create employment and opportunity and are critical to keep the economy healthy. We need to encourage and reward the entrepreneurs, who take on the personal risks and stress of starting new businesses and help them get off the ground.

Transport for London recently decided that bus passengers would no longer be able to pay their fares with cash, but instead could only pay with Oyster cards that need to have credit put on them in advance, or with contactless debit cards. This means that if someone doesnt realise their Oyster card has run out of credit, and doesn't have a debit card (as many don't), they are unable to use the bus. This leaves people stranded and unable to use the only form of transport available to many. It is often difficult to find a shop which will put credit on the oyster card, and all the machines are switched off at 9 or 10 o'clock. If you lose your card or can't find a shop that does it, you are stranded. It is impractical, not fit for purpose, and discriminates against those who can not afford other means of transport.

Because the majority of British people cannot take you seriously if you keep beating us up for more of our hard earned money whilst you give it away to your money-grabbing city chums.

Democracy in Malaysia is at danger of being overtaken by the dictatorial rule of PM Datuk Seri Najib Tun Razak who has been accused of misappropriating public funds. Billions have been moved around the world in suspicious circumstances and the Wall Street Journal (WSJ) had reported that RM2.6 bilion (US$700mil) had been transferred into PM Datuk Seri Najib Tun Razak's personal bank accounts. The PM has attempted to silence the people through blocking internet sites, suspending the publishing of selected newspapers, the arrests of politicians, media representatives, individuals who protest the misappropriation or those who are involved in its investigation. The Ministry of Home Affairs, Malaysia has through abuse of discretionary powers removed evidence compiled by the "Malaysian Anti-Corruption Commission (MACC)" in their investigation of 1MDB, to thwart investigations and where some of MACC’s personnel were arrested or questioned. The gabenor of the national bank has been removed and the Malaysian authorities in its attempt to further silence the people have issued an arrest warrant for Clare Rewcastle-Brown, the editor-in-chief of the Sarawak Report who has been most vocal in revealing the truth to the people.

Currently the big 5 supermarkets control the price paid for farmers production where once dozens of small dairies, abattoirs, butchers and other small businesses bought at a fair price to the farmer of 50% of the end price. Now the supermarkets buyers control that price, and profiteer pushing farmers to the brink of bankruptcy. The marvellous countryside of the UK is cared for largely by farmers if we do not support them, our countryside will cease to be a vibrant place Our lambs here in the Scottish Border hills sold for £80 at this time last year are now down to under £60 - the supermarket price is nearly unaltered

The government are currently bringing in more companies and small businesses to run apprenticeships within the work place. However once you have an apprenticeship you are not entitled to the same privileges to someone the same age without an apprenticeship if you want a prescription or dental care. Currently someone on an apprenticeship's minimum wage you earn £2.73 an hour, so if you need to get a prescription at a cost of £8.20 then this is roughly 3 hours work just to pay for it! I say we as apprentices should be allowed to have free prescriptions and free dental care.

The recent scandal involving Lord Sewel has highlighted the fact that peers can claim a £300 allowance for sitting in the Upper Chamber. Surely this level of subsidy is the real scandal here!