Mortgages are going through the roof, interest rates are increasing and it’s harder than ever to get on the property ladder. The Government and Chancellor Jeremy Hunt need to fix the mortgage crisis that was started by Liz Truss' mini budget last September. A petition signed by hundreds of thousands of us across the UK could push them to treat the so-called “mortgage bomb” as an emergency and take urgent action to help us.

If the government does not redress the balance the journey to systematic collapse of government infrastructure will continue unabated. Education, Health, Social Care, The Police, The Legal System, The Councils (roads, bankruptcy) will continue on a downward spiral. The government promised austerity would fix this in 2008. It did! For the wealthiest individuals, keeping labour cheap and interest rates low for businesses. Though people will reference COVID as being the reason for our current circumstances, the issues are all due to long-term underfunding. The funding doesn't seem to be increasing any time soon. It is a race to the bottom, with rich people having less economic shackles whilst the poorest people are having to make choices about food and heat, having their cars damaged by poorly maintained roads, police that aren't fully trained because they are rushed through training, nurses who are overwhelmed by work and difficult home circumstances because of poor pay and teachers who are focused on being social workers because of a lack of support for families.

Despite the Bank of England base rate increasing to 4.25%, most savings accounts have an interest rate of less than 1%. As most of the country struggles with the current cost of living crisis, banks should be sharing their profits with their loyal customers, instead of pocketing all the profits for themselves. But here's the thing - this issue is in the news right now, and banks have been put under the spotlight. MPs recently questioned them in Westminster, and now the FCA - the body who regulates banks - have said they'll consider intervening if the issue continues. So banks will be feeling the heat - but we need to ramp up the pressure. How? Well right now the voice of the public - their customers - is missing. A huge petition, signed by tens of thousands of us, could be the first step in sending a strong message to banks that we will not stand for this unfair practice. Together, we can turn up the heat and make sure banks prioritise customers over their own profits.

Ordinary people are struggling across the board with the huge hikes in living costs, on top of frozen wages & incomes. Many are struggling to survive. Meanwhile the deep divide between the have and have not’s grows ever wider. How do those profiteering in these difficult times sleep at night.

The LSE has researched that "non-domiciled residents in the UK (‘non-doms’) receive at least £10.9 billion in offshore income and capital gains each year, which they are not required to report to HMRC or pay tax on in the UK. Taxing this income would raise more than £3.2 billion in additional tax revenue each year and also remove the current disincentive to invest in the UK." The magic money might not exist but there is income that should be taxed and can help the crumbling public services in the UK.

People have better things to do with their time than round up all their existing old stamps, complete a form and submit them for new style stamps. Many people will have bulk bought in order to protect themselves from future price rises, on the understanding that they would be valid forever. Now Royal Mail is moving the goal posts by making them expire and has wasted a vast sum of money organising an exchange system and producing publicity; this at a time when the organisation is making a loss. People should not be forced to waste time exchanging their stamps, making sure they have submitted them all and then being in a situation where they find some after the expiry date and they are worthless.

Current government plans for tax cuts only benefit the rich and will do nothing to create real growth. The National Insurance rate rise is a tax on workers and employers. The government borrowing to fund the Energy Cap will leave ordinary tax payers to pick up the bill. None of this will create growth nor will it do anything to reduce the cost of living crisis. Instead we should tax the massive profits of the fuel suppliers like BP who said they are making more money than they know what to do with. Use this to fund the Energy Cap. To fund the NHS and Care remove the inequality in National Insurance that has always meant the CEO pays less NI, as a percentage of income, than the person that cleans his office. This means removing the Upper Earnings Limit. The extra money raised could allow the return of NI rates to original levels as promised by this Prime Minister and may still create a genuine surplus to fund the NHS. Finally, if Tax Cuts really do create growth then why not apply that to everyone, not just the highest earners, by doubling the current basic rate tax threshold that Mr Sunak froze so that everyone benefits. Nobody earning less than the Real Living Wage would pay any tax if this was done.

The Government should be focusing on providing support for ordinary people around the country - not city bankers. Millions of people up and down the country are struggling to make ends meet. As energy, food and fuel prices continue to go through the roof, many of us will be forced to make the impossible choice between heating and eating this winter. This is the wrong policy at the wrong time. Why should city bankers be first in line for help when millions of people around the country don’t know how they’ll keep the lights on over the coming months? These caps on bonuses were introduced to provide a more balanced economy - and to get away from a culture of bankers taking “excessive risks”. If Liz Truss believes in ‘levelling up’ the whole of Britain, then she should prioritise places outside of the City of London and put ordinary people at the front of the queue for support.

Our energy bills are being capped to an average of £2,500 a year. But the Government is planning to loan energy suppliers, like British Gas, EDF and E.ON, tens of billions to keep their prices down. Instead of making energy giants like BP and Shell cover the cost by taxing the enormous profits they’ve been making, we’ll still all be paying for it via taxes or artificially inflated energy bills for years to come. We need the Government to tax their enormous profits to fund proper support so everyone is warm this winter, and it is energy giants rather ordinary working people like nurses, teachers and those already struggling with the cost of living who foot the bill.

Everyone will save 1 hour a day of electricity for 6 months by being brighter.

Current pension levels are falling and not keeping pace with average earnings or even meeting subsistence levels.

We are all aware of the way products are often not worth repairing, because those costs are greater than buying replacements. Many things which could be repaired end up in landfill sites, with potentially valuable components being lost forever. Our world has finite resources. Already some rare minerals are becoming more difficult and expensive to mine, as well as being extremely damaging to human health and the environments in the areas around the mines. Populations have expanded exponentially over the last few decades and we, in the developed world, should accept that we can no longer consume so much of those resources often to the detriment of other peoples. By looking after and maintaining what we have, we will be helping to make a more sustainable future for our children and further generations. Making Maintenance, Repairs and Recycling cheaper by removing VAT will begin that process.